Checking Accounts
Compare your options.
Whether it’s earning cash back or dividends, we have a checking account that fits your needs.
Checking Accounts
| Minimum to Open | Minimum to Earn Dividends | Monthly Fee | APY | |
|---|---|---|---|---|
| Cash-Back Checking | $0 | N/A | $0 | N/A |
| A+ Checking | $0 | $500 |
$5 (if balance falls below $500) |
0.05%* |
| Money Market | $2,000 | $2,000 | $0 | 0.30%** |
APY=Annual Percentage Yield. Routing #314977104. Rates subject to change without notice. Fees could reduce earnings. See Fee Schedule. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA. *Declared rate: 3.1.2020 through 3.31.2020. **Effective date: 4.8.2020 through 4.14.2020
Cash-Back Checking
Start earning unlimited cash back today.
Want to earn money with every debit card purchase? With Cash-Back Checking, you earn up to 10¢ cash back every time you swipe – plus, your earnings will be deposited monthly to your savings account, so there’s no waiting.
- $0 to open
- No monthly fee
- Earn 10¢ and 10 PlusPoints for signature-based purchases with your A+FCU debit card or linked Mobile Wallet
- Earn 5¢ and 5 PlusPoints for PIN-based purchases with your A+FCU debit card
- Cash back deposited monthly into your Membership Savings account
- Instant issue Visa® EMV Chip Debit Card
- Online and mobile banking
- Mobile check deposit with A+ Mobile app
- Surcharge-free ATMs (at select ATMs)
Routing #314977104. eStatements and debit card required. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA.
A+ Checking
A checking account that pays you dividends every month.
This account offers the convenience of a checking account with the benefit of getting monthly dividends based on your daily balance.
- $0 to open
- $500 minimum balance needed to earn dividends and avoid monthly fee
- Instant issue Visa® EMV Chip Debit Card
- Dividends compounded and paid monthly
- Earn PlusPoints on dividends
- Online and mobile banking
- Mobile check deposit with A+ Mobile app
- Surcharge-free ATMs (at select ATMs)
Routing #314977104. $500 minimum balance required to earn dividends. $5 service fee if balance falls below $500. Fees could reduce earnings. See Fee Schedule. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA.
Money Market
When you invest in you, we invest in you.
A Money Market is a savings and checking hybrid. It’s the best of both worlds. With a Money Market, you’ll earn higher dividends each month along with PlusPoints.
- $2,000 to open
- No monthly fee
- Dividends compounded and paid monthly
- Earn PlusPoints on dividends
- Unlimited in-person withdrawals
- Up to 6 electronic or check transactions per month
- Mobile check deposit with A+ Mobile app
Routing #314977104. $2,000 minimum balance required to earn dividends. All checking accounts screened through ChexSystems. Fees could reduce earnings. See Fee Schedule. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA.