Take Advantage Of These 5 Member Benefits

May 12, 2022 Personal Finances

A+FCU is more than just basic accounts. Here are five ways you can benefit as a member and think of us first for all your financial needs.

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We value you as our members and want to remind you of the many benefits we offer to help your financial well-being and to say thank you.

Maximize your membership and think of us first for all your financial needs with these five member benefits.

Cash-Back Checking

Our Cash-Back Checking account can help you simultaneously spend and save. There’s no minimum balance, costs $0 to open, and has no monthly fees. Every time you swipe as credit or sign for a purchase, you’ll earn 10¢, and every time you use your pin and run your card as debit, you earn 5¢. Thousands of members have received over $14.5 million in unlimited cash back since 2010, just by using their A+FCU Cash-Back Checking debit card on everyday purchases.

The best part? Every month that cash back is deposited into your savings account so you can see how much you earn and watch your savings increase.

A+ Mobile App

The A+ Mobile App allows members to manage their finances on the go. You can check balances, apply for loans, pay bills, and make check deposits. We also offer free member-to-member transfers, which you can complete on the app.

You can also use the Financial Tools to depict a true Net Worth, track spending habits, debits, and trends, and aggregate other banking accounts to get a complete picture of your finances.

If your phone has fingerprint authentication, learn how to set it up on your iOS or Android device.


Quick Balance lets you easily see your account balances without logging in to the A+ Mobile App.

Member Discounts

Did you know there are discounts to take advantage of for being an A+FCU member? Save money on TurboTax through our partnership with Love My Credit Union Rewards and discounts on insurance coverage through TruStage™.


In early 2018, we partnered with BALANCE, a financial counseling program designed to assist with any financial hurdles you might face. You can call them for financial coaching, speak with a counselor to review credit history, or attend a monthly webinar to learn about a specific topic.

BALANCE is a great, free addition to your financial wellness toolkit provided by A+FCU. You’ll even earn 100 PlusPoints for every BalanceTrack module completed.

Have Fun While Saving

Open our prize-linked share certificate, Save to Win®. Every $25 increase in month-over-month balance gets you one entry into the monthly and quarterly prize drawings. You’ll keep the deposits made and dividends earned regardless of the lottery drawing results.

Keep these benefits in mind the next time you need something from a financial institution. We’re happy to help with saving, education, and any other financial needs you have.

Cash back amount as of 12.31.2021.

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