Take Advantage Of These 5 Member Benefits

May 12, 2022 Personal Finances

A+FCU is more than just basic accounts. Here are five ways you can benefit as a member and think of us first for all your financial needs.

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We value you as our members and want to remind you of the many benefits we offer to help your financial well-being and to say thank you.

Maximize your membership and think of us first for all your financial needs with these five member benefits.

5 Member Benefits

Cash-Back Checking

Our Cash-Back Checking* account can help you simultaneously spend and save. There’s no minimum balance, costs $0 to open, and has no monthly fees. Every time you swipe as credit or sign for a purchase, you’ll earn 10¢, and every time you use your pin and run your card as debit, you earn 5¢. Thousands of members have received over $20.2 million in unlimited cash back since 2010, just by using their A+FCU Cash-Back Checking debit card on everyday purchases.

The best part? Every month that cash back is deposited into your savings account so you can see how much you earn and watch your savings increase.

A+ Mobile App

The A+ Mobile App allows members to manage their finances on the go. You can check balances, apply for loans, pay bills, and make check deposits. We also offer free member-to-member transfers, which you can complete on the app.

You can also use the Financial Tools to depict a true Net Worth, track spending habits, debits, and trends, and aggregate other banking accounts to get a complete picture of your finances.

Download on the App Store Get it on Google Play

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Free Monthly Credit Score Updates

To help you understand and take control of your credit score, A+FCU members receive free access to their VantageScore® 4.0 – available in A+ Online Banking or the A+ Mobile App and updated each month.

Member Discounts

Did you know there are discounts to take advantage of for being an A+FCU member? Save money on tax preparation, mobile phone plans, insurance, and more.


We partner with BALANCE, an industry-leading provider of financial counseling and financial programs designed to equip you with tools for tackling fiscal matters. As a member, you can call them for financial coaching, speak with a counselor to review credit history, or attend a monthly webinar to learn about a specific topic – all at no cost to you.

Have Fun While Saving

Open our prize-linked share certificate, Save to Win®. Every $25 increase in month-over-month balance gets you one entry into the monthly and quarterly prize drawings. You’ll keep the deposits made and dividends earned regardless of the drawing results.


Keep these benefits in mind the next time you need something from a financial institution. We’re happy to help with saving, education, and any other financial needs you have.


*Membership required. Insured by NCUA. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice.

Amount as of 6.30.2024.

Membership required. Insured by NCUA. PlusPoints cannot be used with a Save to Win Certificate. Limit one Save to Win Certificate per participating Credit Union. Must be 18 years of age or older. A penalty may be imposed for early withdrawals. Conditions and restrictions may apply. Subject to change without notice.

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Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

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