Meal Plans: Your Tool For A Healthy Savings

Feb 22, 2022 Personal Finances

Eating out on a regular basis can take a toll on your finances. Try these four tips to budget better and reset your weekly eating habits.

A woman cooking in the kitchen, she is cutting vegetables.

Going out to eat is a budget killer, especially if you do it all the time. Cooking meals at home is the best option to help keep your spending down. While eating at home will certainly save you money, cooking every meal can be daunting for some people — unless you make a meal plan.

Here are some tips for creating a successful plan to boost your financial (and personal) health.

Cook Things You Actually Enjoy

This may seem obvious, but in fact many people assume that meal planning means preparing things that are easy but not necessarily tasty. So make note of the things your family likes to eat. You’ll also want to focus on things you can buy in bulk. For example, large bags of beans can be fairly inexpensive, and used as a healthy source of protein in a variety of dishes.

Speaking of protein, consider eating alternatives to meat throughout the week. Beef, chicken, and pork are often the most expensive parts of any meal.

Make A Plan

Make a list of each meal you need to account for. Most of us eat breakfast, lunch, and dinner, but you might also want to consider snacks. Assign a meal to each of those areas based on your personal preferences or what is already in your pantry. The list will help you stay organized and save money when you hit the grocery store.

Shop With Purpose

Having a stocked pantry is key to meal planning. See what’s already in your kitchen and make a list of missing essentials that can be used in multiple recipes (oils, seasonings, etc.).

Now cross-reference your pantry and meal lists. Identify any ingredients that are missing and make sure to pick them up at the store. With your prepared lists, you’ll avoid the supermarket trap of buying things on the fly that you don’t really need.

Plan For On-The-Go Snacks

One of the most common reasons people ditch their carefully prepared meal plan is because of hunger on the go. Don’t fall into the fast food trap. You can either prepare snacks for this purpose or buy filling items, such as inexpensive fruits and nuts to tide you over until you get home.

Copyright BALANCE.


Elevate your budgeting with tips from our blog on using the 50/30/20 rule.

Related Articles

Banking on each other.
Building stronger communities.®

I’m looking for…

This link takes you to something we think is useful.

But, it’s important to know you’re leaving the A+FCU website. Our site provides links to third party sites and resources not controlled or operated by A+FCU. Other websites may have privacy policies, security, and terms of use that aren’t the same as A+FCU’s. A+FCU isn’t responsible for third party content, agreements, or transactions on linked sites. If you’d rather not continue on to this site you can always call us or stop by a branch to find out more.