5 Tips For Secure Mobile & Online Banking

Dec 27, 2023 Safety & Security

Enjoy the convenience of banking on the go? Keep your information safe by following these tips.

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There’s no denying that managing your finances is easier than ever thanks to digital banking. And while most financial institutions implement multiple security measures, it’s still a good idea to implement a few of your own.

Here’s how you can protect your accounts when banking online.

5 Safety Tips

Regularly Update Your Technology

Take the time to update your computer’s operating system, internet browser, and the software on your mobile devices. You’ll not only benefit from new and improved features, but most importantly the latest security patches if any. These will repair software vulnerabilities discovered to keep hackers out.

For added protection, install an antivirus software – a program designed to detect and remove viruses and other kinds of malicious software.

Bonus Tip: Verifying your contact information with your financial institution can ensure you receive important notifications and documents while possibly identifying or preventing fraud.

Choose Strong & Unique Passwords

The more complex your password is, the more protected your information will be from cyber threats and hackers. Protect your devices from unauthorized access by following these best practices and avoiding common mistakes:

Best Practices

Common Mistakes

Set Up Alerts

For an added layer of protection, take advantage of any security alerts offered by your financial institution – like eAlerts. Many organizations will allow you to set specific alerts for:

These not only make it easier to track your spending, but most importantly help to identify potential fraud.

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Don’t Bank On Public Wi-Fi Networks

Avoid using unsecure public networks when utilizing online banking. You’ll be an easy target for fraudsters, allowing them to access whatever you’re transmitting or viewing on your account.

It’s best to only access online banking on your home network or over cellular data.

Look Out For Suspicious Emails & Texts

Always question emails or texts asking for personal information, such as your birthday, Social Security number (SSN), or Personal Identification Numbers (PINs). A quick glance at the email address for misspellings or to see if it’s from a private vs. public domain can help you assess its validity.

Also, it’s never a good idea to click on links within an email or text, even if they look like they’re coming from a legitimate source – this includes those embedded messages from social networking sites.

If you have any doubts whatsoever, look up the business sending the email or text to get their phone number to call and ask them to verify the content.


It’s better to be safe than sorry when it comes to securing sensitive information. Try to create strong passwords, use private Wi-Fi networks, and never give out personal information. If you suspect fraudulent activity on your account, immediately contact your financial institution and change your password.

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