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A+ Federal Credit Union

  • Two women in a car look at each other while laughing.

    Lower your auto loan rate by 1% APR!*†

    Plus enjoy 60 days of NO payments‡ – refinance with A+FCU today.

    Apply Online

  • Direct deposit is fast, secure, and hassle-free.

    Enroll today to get your paycheck sent straight to your account up to 2 days early.*

    Get Set Up
  • Flawless application and process to obtain the Home Equity Loan and consolidate other items. Said Douglas, A+FCU Member

    Explore A+ home equity options!

    You’ve built equity – now put it to work with one of two smart ways to borrow.

    Explore Your Options
Online Services

Convenient Online Tools To Help You Live Your A+ Life

Get the most out of your A+FCU membership with free services designed to benefit you. Get paid up to two days early† with direct deposit, use Card Management to add extra security and set controls for your A+FCU debit cards, and stay on top of your credit with monthly credit score updates through A+ Online Banking and the A+ Mobile App.

Direct Deposit Manage Your Cards Credit Score

Find out about…

Join A+FCU Find Rates Make A Payment Get The App A+ Gives Careers
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About A+FCU

Banking on each other. Building stronger communities.®

At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share the benefits.

Who We Are Community Support Join Now
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A+FCU Loans

We’ll set you up with the right loan for your needs.

Depending on your wants, needs, and financial situation, we’ll work together to find the loan that’s best for you.

Home Loans Vehicle Loans Personal Loans
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Products & Services for:

Accounts

Discover a range of account options designed to meet your everyday banking needs and maximize your savings.

  1. Checking
  2. Savings
  3. Certificates
Products & Services for:

Online Banking

As your financial institution, we offer a variety of convenient services to simplify your financial needs.

  1. A+ Online Banking
  2. A+ Mobile App
  3. Bill Pay

†Early payment of funds is not guaranteed and is subject to when A+FCU receives the funds from the originator.

Latest Articles

A+FCU Wins Austin Gives Generous Business Award – Community Leadership From Austin Chamber

Winner Austin Gives Generous Business - Community Leader Category

We’re honored to be recognized as the winner of the Austin Gives Generous Business Award in the Community Leader category.

A+FCU Wins Nine Austin Community’s Choice Awards

2025 Winner of Nine Austin Community's Choice Awards

We’re thrilled to have won nine Austin Community’s Choice awards as voted by the community.

7 Tricks To Stay On Budget

A woman standing outside reading something on a cell phone, she is holding several shopping bags.

Need help managing your finances? We’re sharing our tips to help you better plan, organize, and track your spending so you can stick to your budgeting plan.

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