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A+ Federal Credit Union

  • Woman holds coffee mug while leaning on table looking at blueprints

    Get $$$ from your home's equity!

    The holiday spending season is here and you can access your home's equity at a low rate with A+FCU.

    Explore Options
  • Mobile phone screen showing direct deposit switching service in the A+ Mobile App.

    Make your holiday season a little brighter!

    Set up direct deposit and get paid up to 2 days early – it’s the gift that keeps giving.*

    Get Started
  • Woman leans out of a passenger side of the car smiling.

    Drive into the holidays with extra savings!

    Lower your current auto loan rate by 1% APR* and enjoy NO payments for 60 days.†

    Refinance Today
Online Services

Convenient Online Tools To Help You Live Your A+ Life

Get the most out of your A+FCU membership with free services designed to benefit you. Get paid up to two days early† with direct deposit, use Card Management to add extra security and set controls for your A+FCU debit cards, and stay on top of your credit with monthly credit score updates through A+ Online Banking and the award-winning A+ Mobile App, recognized as the 2025 Best Mobile Banking App in North America.

Direct Deposit Manage Your Cards Credit Score

Find out about…

Join A+FCU Find Rates Make A Payment Get The App A+ Gives Careers
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About A+FCU

Banking on each other. Building stronger communities.®

At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share the benefits.

Who We Are Community Support Join Now

When you work hard for your members, people notice.

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A+FCU Loans

We’ll set you up with the right loan for your needs.

Depending on your wants, needs, and financial situation, we’ll work together to find the loan that’s best for you.

Home Loans Vehicle Loans Personal Loans
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Products & Services for:

Accounts

Discover a range of account options designed to meet your everyday banking needs and maximize your savings.

  1. Checking
  2. Savings
  3. Certificates
Products & Services for:

Online Banking

As your financial institution, we offer a variety of convenient services to simplify your financial needs.

  1. A+ Online Banking
  2. A+ Mobile App
  3. Bill Pay

†Early payment of funds is not guaranteed and is subject to when A+FCU receives the funds from the originator.

Latest Articles

What To Do If Your Income Is Reduced

When your income drops, every financial choice matters. From trimming spending to exploring safer borrowing options, these tips can help you navigate difficult times.

Merry Money Tips: 12 Ways To Save This Season

A woman standing outside a window, there is a credit card in her hand.

It’s the most wonderful time of the year which means it’s time to tackle holiday shopping. Use these twelve spending tips to stay on budget and save.

A+FCU Volunteers Over 1,500 Hours During Fourth Annual A+ Gives Day

Collage of photos of A+ employees volunteering on A+ Gives Day

A+FCU hosted its annual A+ Gives Day in which team members volunteered at organizations throughout the Central Texas community and beyond.

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