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Mortgage Rates

Purchase | Refinance | First-Time Homebuyer | Educator | Home Equity & Improvement | HELOC

Rates as of 8.4.2020. Additional terms and options available. Contact us for additional rates and terms.

Rates as of 8.4.2020. Additional terms and options available. Contact us for additional rates and terms.

Mortgage Purchase Rates

15-Year Fixed

  • Rate as low as 2.875%
  • APR as low as 2.907%
  • Estimated Payment Term: $6.86 per $1,000 per month for 15 years

30-Year Fixed

  • Rate as low as 3.875%
  • APR as low as 3.987%
  • Estimated Payment Term: $4.77 per $1,000 per month for 30 years

5/5 ARM

  • Rate as low as 2.500%
  • APR as low as 2.928%
  • Estimated Payment Term: $4.18 per $1,000 per month for initial fixed rate period (5 years)

10/10 ARM

  • Rate as low as 2.750%
  • APR as low as 3.014%
  • Estimated Payment Term: $4.22 per $1,000 per month for initial fixed rate period (10 years)

Jumbo 15-Year Fixed

  • Rate as low as 2.875%
  • APR as low as 2.907%
  • Estimated Payment Term: $6.86 per $1,000 per month for 15 years

Jumbo 30-Year Fixed

  • Rate as low as 2.875%
  • APR as low as 2.907%
  • Estimated Payment Term: $6.86 per $1,000 per month for 30 years

Jumbo 5/5 ARM

  • Rate as low as 3.250%
  • APR as low as 3.250%
  • Estimated Payment Term: $4.37 per $1,000 per month for initial fixed rate period (5 years)

Jumbo 10/10 ARM

  • Rate as low as 3.625%
  • APR as low as 3.658%
  • Estimated Payment Term: $4.58 per $1,000 per month for initial fixed rate period (10 years)

LEARN MORE

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Add 0.50% to the above rates for loans of $750,000 or more. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 8.4.2020. Equal Housing Lender logo

Mortgage Refinance Rates

15-Year Fixed Refinance

  • Rate as low as 2.875%
  • APR as low as 2.896%
  • Estimated Payment Term: $6.86 per $1,000 per month for 15 years

30-Year Fixed Refinance

  • Rate as low as 3.875%
  • APR as low as 3.897%
  • Estimated Payment Term: $4.71 per $1,000 per month for 30 years

5/5 ARM Refinance

  • Rate as low as 2.500%
  • APR as low as 2.928%
  • Estimated Payment Term: $4.18 per $1,000 per month for initial fixed rate period (5 years)

10/10 ARM Refinance

  • Rate as low as 2.750%
  • APR as low as 3.014%
  • Estimated Payment Term: $4.22 per $1,000 per month for initial fixed rate period (10 years)

Jumbo 15-Year Fixed Refinance

  • Rate as low as 2.875%
  • APR as low as 2.896%
  • Estimated Payment Term: $6.86 per $1,000 per month for 15 years

Jumbo 30-Year Fixed Refinance

  • Rate as low as 3.875%
  • APR as low as 3.897%
  • Estimated Payment Term: $4.71 per $1,000 per month for 30 years

Jumbo 5/5 ARM Refinance

  • Rate as low as 2.500%
  • APR as low as 2.928%
  • Estimated Payment Term: per $1,000 per month for initial fixed rate period (5 years)

Jumbo 10/10 ARM Refinance

  • Rate as low as 2.750%
  • APR as low as 3.014%
  • Estimated Payment Term: $4.22 per $1,000 per month for initial fixed rate period (10 years)

LEARN MORE

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Add 0.50% to the above rates for loans of $750,000 or more. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 8.4.2020. Equal Housing Lender logo

First-Time Homebuyer Rates

15-Year Fixed

  • Rate as low as 2.625%
  • APR as low as 2.656%
  • Estimated Payment Term: $6.74 per $1,000 per month for 15 years

30-Year Fixed

  • Rate as low as 3.625%
  • APR as low as 3.693%
  • Estimated Payment Term: $4.60 per $1,000 per month for 30 years

LEARN MORE

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. NMLS #405608. Rates as of 8.4.2020.Equal Housing Lender logo

Educator Mortgage Rates

15-Year Fixed

  • Rate as low as 2.625%
  • APR as low as 2.656%
  • Estimated Payment Term: $6.74 per $1,000 per month for 15 years

30-Year Fixed

  • Rate as low as 3.625%
  • APR as low as 3.693%
  • Estimated Payment Term: $4.60 per $1,000 per month for 30 years

LEARN MORE

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. NMLS #405608. Rates as of 8.4.2020. Equal Housing Lender logo

Home Equity and Home Improvement

Home Equity Loan

  • Rate as low as 3.375%
  • APR as low as 3.397%
  • Estimated Payment Term: $7.10 per $1,000 per month for 15 years

Home Improvement Loan

  • Rate as low as 3.375%
  • APR as low as 3.397%
  • Estimated Payment Term: $7.10 per $1,000 per month for 15 years

LEARN MORE

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates listed are for 15 year loans. Payments for first lien do not include taxes and insurance premiums. Additional terms available. NMLS #405608. Rates as of 8.4.2020. Equal Housing Lender logo

Home Equity Line of Credit (HELOC)

Home Equity Line of Credit

  • Rate as low as 3.250%

LEARN MORE

APR=Annual Percentage Rate. Membership required. Read CFPB HELOC Disclosure document. Review HELOC FAQs. HELOCs are a variable rate product. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. NMLS #405608. Rates as of 8.4.2020. Equal Housing Lender logo
Mortgage Purchase Rates
  Rate APR Estimated Payment Terms
15-Year Fixed As low as 2.875% As low as 2.907% $6.86 per $1,000 per month
for 15 years
30-Year Fixed As low as 3.875% As low as 3.987% $4.77 per $1,000 per month
for 30 years
5/5 ARM As low as 2.500% As low as 2.928% $4.18 per $1,000 per month
for initial fixed rate period (5 years)
10/10 ARM As low as 2.750% As low as 3.014% $4.22 per $1,000 per month
for initial fixed rate period (10 years)
Jumbo 15-Year Fixed As low as 2.875% As low as 2.907% $6.86 per $1,000 per month for 15 years
Jumbo 30-Year Fixed As low as 2.875% As low as 2.907% $6.86 per $1,000 per month for 30 years
Jumbo 5/5 ARM As low as 3.250% As low as 3.250% $4.37 per $1,000 per month for initial fixed rate period (5 years)
Jumbo 10/10 ARM As low as 3.625% As low as 3.658% $4.58 per $1,000 per month for initial fixed rate period (10 years)

LEARN MORE

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Add 0.50% to the above rates for loans of $750,000 or more. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 8.4.2020.  Equal Housing Lender logo

Mortgage Refinance Rates
  Rate APR Estimated Payment Terms
15-Year Fixed Refinance As low as 2.875% As low as 2.896% $6.86 per $1,000 per month for 15 years
30-Year Fixed Refinance As low as 3.875% As low as 3.897% $4.71 per $1,000 per month for 30 years
5/5 ARM Refinance As low as 2.500% As low as 2.928% $4.18 per $1,000 per month for initial fixed rate period (5 years)
10/10 ARM Refinance As low as 2.750% As low as 3.014% $4.22 per $1,000 per month for initial fixed rate period (10 years)
Jumbo 15-Year Fixed Refinance As low as 2.875% As low as 2.896% $6.86 per $1,000 per month for 15 years
Jumbo 30-Year Fixed Refinance As low as 3.875% As low as 3.897% $4.71 per $1,000 per month for 30 years
Jumbo 5/5 ARM Refinance As low as 2.500% As low as 2.928% per $1,000 per month for initial fixed rate period (5 years)
Jumbo 10/10 ARM Refinance As low as 2.750% As low as 3.014% $4.22 per $1,000 per month for initial fixed rate period (10 years)

LEARN MORE

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Add 0.50% to the above rates for loans of $750,000 or more. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 8.4.2020. Equal Housing Lender logo

Specialty Programs

First-Time Homebuyer Rates
  Rate APR Estimated Payment Terms
15-Year Fixed As low as 2.625% As low as 2.656% $6.74 per $1,000 per month for 15 years
30-Year Fixed As low as 3.625% As low as 3.693% $4.60 per $1,000 per month for 30 years

LEARN MORE

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. NMLS #405608. Rates as of 8.4.2020.Equal Housing Lender logo

Educator Mortgage Rates
  Rate APR Estimated Payment Terms
15-Year Fixed As low as 2.625% As low as 2.656% $6.74 per $1,000 per month for 15 years
30-Year Fixed As low as 3.625% As low as 3.693% $4.60 per $1,000 per month for 30 years

LEARN MORE

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. NMLS #405608. Rates as of 8.4.2020. Equal Housing Lender logo

Home Equity and Home Improvement
  Rate APR Estimated Payment Terms
Home Equity Loan As low as 3.375% As low as 3.397% $7.10 per $1,000 per month for 15 years
Home Improvement Loan As low as 3.375% As low as 3.397% $7.10 per $1,000 per month for 15 years

LEARN MORE

APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates listed are for 15 year loans. Payments for first lien do not include taxes and insurance premiums. Additional terms available. NMLS #405608. Rates as of 8.4.2020. Equal Housing Lender logo

Home Equity Line of Credit (HELOC)
  APR
Home Equity Line of Credit As low as 3.250%

LEARN MORE

APR=Annual Percentage Rate. Membership required. Read CFPB HELOC Disclosure document. Review HELOC FAQs. HELOCs are a variable rate product. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. NMLS #405608. Rates as of 8.4.2020. Equal Housing Lender logo