Mortgage Rates
Purchase | Refinance | First-Time Homebuyer | Educator | Home Equity & Improvement | HELOC
Rates as of 8.4.2020. Additional terms and options available. Contact us for additional rates and terms.
Rates as of 8.4.2020. Additional terms and options available. Contact us for additional rates and terms.
Mortgage Purchase Rates
15-Year Fixed
- Rate as low as 2.875%
- APR as low as 2.907%
- Estimated Payment Term: $6.86 per $1,000 per month for 15 years
30-Year Fixed
- Rate as low as 3.875%
- APR as low as 3.987%
- Estimated Payment Term: $4.77 per $1,000 per month for 30 years
5/5 ARM
- Rate as low as 2.500%
- APR as low as 2.928%
- Estimated Payment Term: $4.18 per $1,000 per month for initial fixed rate period (5 years)
10/10 ARM
- Rate as low as 2.750%
- APR as low as 3.014%
- Estimated Payment Term: $4.22 per $1,000 per month for initial fixed rate period (10 years)
Jumbo 15-Year Fixed
- Rate as low as 2.875%
- APR as low as 2.907%
- Estimated Payment Term: $6.86 per $1,000 per month for 15 years
Jumbo 30-Year Fixed
- Rate as low as 2.875%
- APR as low as 2.907%
- Estimated Payment Term: $6.86 per $1,000 per month for 30 years
Jumbo 5/5 ARM
- Rate as low as 3.250%
- APR as low as 3.250%
- Estimated Payment Term: $4.37 per $1,000 per month for initial fixed rate period (5 years)
Jumbo 10/10 ARM
- Rate as low as 3.625%
- APR as low as 3.658%
- Estimated Payment Term: $4.58 per $1,000 per month for initial fixed rate period (10 years)
APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Add 0.50% to the above rates for loans of $750,000 or more. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 8.4.2020. 
Mortgage Refinance Rates
15-Year Fixed Refinance
- Rate as low as 2.875%
- APR as low as 2.896%
- Estimated Payment Term: $6.86 per $1,000 per month for 15 years
30-Year Fixed Refinance
- Rate as low as 3.875%
- APR as low as 3.897%
- Estimated Payment Term: $4.71 per $1,000 per month for 30 years
5/5 ARM Refinance
- Rate as low as 2.500%
- APR as low as 2.928%
- Estimated Payment Term: $4.18 per $1,000 per month for initial fixed rate period (5 years)
10/10 ARM Refinance
- Rate as low as 2.750%
- APR as low as 3.014%
- Estimated Payment Term: $4.22 per $1,000 per month for initial fixed rate period (10 years)
Jumbo 15-Year Fixed Refinance
- Rate as low as 2.875%
- APR as low as 2.896%
- Estimated Payment Term: $6.86 per $1,000 per month for 15 years
Jumbo 30-Year Fixed Refinance
- Rate as low as 3.875%
- APR as low as 3.897%
- Estimated Payment Term: $4.71 per $1,000 per month for 30 years
Jumbo 5/5 ARM Refinance
- Rate as low as 2.500%
- APR as low as 2.928%
- Estimated Payment Term: per $1,000 per month for initial fixed rate period (5 years)
Jumbo 10/10 ARM Refinance
- Rate as low as 2.750%
- APR as low as 3.014%
- Estimated Payment Term: $4.22 per $1,000 per month for initial fixed rate period (10 years)
APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Add 0.50% to the above rates for loans of $750,000 or more. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 8.4.2020.
First-Time Homebuyer Rates
15-Year Fixed
- Rate as low as 2.625%
- APR as low as 2.656%
- Estimated Payment Term: $6.74 per $1,000 per month for 15 years
30-Year Fixed
- Rate as low as 3.625%
- APR as low as 3.693%
- Estimated Payment Term: $4.60 per $1,000 per month for 30 years
APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. NMLS #405608. Rates as of 8.4.2020.
Educator Mortgage Rates
15-Year Fixed
- Rate as low as 2.625%
- APR as low as 2.656%
- Estimated Payment Term: $6.74 per $1,000 per month for 15 years
30-Year Fixed
- Rate as low as 3.625%
- APR as low as 3.693%
- Estimated Payment Term: $4.60 per $1,000 per month for 30 years
APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. NMLS #405608. Rates as of 8.4.2020.
Home Equity and Home Improvement
Home Equity Loan
- Rate as low as 3.375%
- APR as low as 3.397%
- Estimated Payment Term: $7.10 per $1,000 per month for 15 years
Home Improvement Loan
- Rate as low as 3.375%
- APR as low as 3.397%
- Estimated Payment Term: $7.10 per $1,000 per month for 15 years
APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates listed are for 15 year loans. Payments for first lien do not include taxes and insurance premiums. Additional terms available. NMLS #405608. Rates as of 8.4.2020.
Home Equity Line of Credit (HELOC)
Home Equity Line of Credit
- Rate as low as 3.250%
APR=Annual Percentage Rate. Membership required. Read CFPB HELOC Disclosure document. Review HELOC FAQs. HELOCs are a variable rate product. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. NMLS #405608. Rates as of 8.4.2020.
Mortgage Purchase Rates
| Rate | APR | Estimated Payment Terms | |
|---|---|---|---|
| 15-Year Fixed | As low as 2.875% | As low as 2.907% | $6.86 per $1,000 per month for 15 years |
| 30-Year Fixed | As low as 3.875% | As low as 3.987% | $4.77 per $1,000 per month for 30 years |
| 5/5 ARM | As low as 2.500% | As low as 2.928% | $4.18 per $1,000 per month for initial fixed rate period (5 years) |
| 10/10 ARM | As low as 2.750% | As low as 3.014% | $4.22 per $1,000 per month for initial fixed rate period (10 years) |
| Jumbo 15-Year Fixed | As low as 2.875% | As low as 2.907% | $6.86 per $1,000 per month for 15 years |
| Jumbo 30-Year Fixed | As low as 2.875% | As low as 2.907% | $6.86 per $1,000 per month for 30 years |
| Jumbo 5/5 ARM | As low as 3.250% | As low as 3.250% | $4.37 per $1,000 per month for initial fixed rate period (5 years) |
| Jumbo 10/10 ARM | As low as 3.625% | As low as 3.658% | $4.58 per $1,000 per month for initial fixed rate period (10 years) |
APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Add 0.50% to the above rates for loans of $750,000 or more. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 8.4.2020.
Mortgage Refinance Rates
| Rate | APR | Estimated Payment Terms | |
|---|---|---|---|
| 15-Year Fixed Refinance | As low as 2.875% | As low as 2.896% | $6.86 per $1,000 per month for 15 years |
| 30-Year Fixed Refinance | As low as 3.875% | As low as 3.897% | $4.71 per $1,000 per month for 30 years |
| 5/5 ARM Refinance | As low as 2.500% | As low as 2.928% | $4.18 per $1,000 per month for initial fixed rate period (5 years) |
| 10/10 ARM Refinance | As low as 2.750% | As low as 3.014% | $4.22 per $1,000 per month for initial fixed rate period (10 years) |
| Jumbo 15-Year Fixed Refinance | As low as 2.875% | As low as 2.896% | $6.86 per $1,000 per month for 15 years |
| Jumbo 30-Year Fixed Refinance | As low as 3.875% | As low as 3.897% | $4.71 per $1,000 per month for 30 years |
| Jumbo 5/5 ARM Refinance | As low as 2.500% | As low as 2.928% | per $1,000 per month for initial fixed rate period (5 years) |
| Jumbo 10/10 ARM Refinance | As low as 2.750% | As low as 3.014% | $4.22 per $1,000 per month for initial fixed rate period (10 years) |
APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Add 0.50% to the above rates for loans of $750,000 or more. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 8.4.2020.
Specialty Programs
First-Time Homebuyer Rates
| Rate | APR | Estimated Payment Terms | |
|---|---|---|---|
| 15-Year Fixed | As low as 2.625% | As low as 2.656% | $6.74 per $1,000 per month for 15 years |
| 30-Year Fixed | As low as 3.625% | As low as 3.693% | $4.60 per $1,000 per month for 30 years |
APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. NMLS #405608. Rates as of 8.4.2020.
Educator Mortgage Rates
| Rate | APR | Estimated Payment Terms | |
|---|---|---|---|
| 15-Year Fixed | As low as 2.625% | As low as 2.656% | $6.74 per $1,000 per month for 15 years |
| 30-Year Fixed | As low as 3.625% | As low as 3.693% | $4.60 per $1,000 per month for 30 years |
APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. Additional terms available. NMLS #405608. Rates as of 8.4.2020.
Home Equity and Home Improvement
| Rate | APR | Estimated Payment Terms | |
|---|---|---|---|
| Home Equity Loan | As low as 3.375% | As low as 3.397% | $7.10 per $1,000 per month for 15 years |
| Home Improvement Loan | As low as 3.375% | As low as 3.397% | $7.10 per $1,000 per month for 15 years |
APR=Annual Percentage Rate. Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates listed are for 15 year loans. Payments for first lien do not include taxes and insurance premiums. Additional terms available. NMLS #405608. Rates as of 8.4.2020.
Home Equity Line of Credit (HELOC)
| APR | |
|---|---|
| Home Equity Line of Credit | As low as 3.250% |
APR=Annual Percentage Rate. Membership required. Read CFPB HELOC Disclosure document. Review HELOC FAQs. HELOCs are a variable rate product. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. NMLS #405608. Rates as of 8.4.2020.