Approved Vehicle Loans
If you’ve been approved to purchase or refinance a vehicle loan, use this information to finish the closing process.
Vehicle Purchase Loans
Information Needed To Complete Your Loan:
- Signed Purchase Order that includes taxes, down payment and/or trade-in information, as well as backends (if applicable)
- Proof of auto insurance (valid for next 60 days)
- Driver License
If you’re purchasing from an A+FCU Participating Dealer, they’ll complete all the final paperwork. Make sure to double check dates and include all pages for each document.
Pre-Approval Letters
Pre-approval letters are available for qualified members. To get one or if you have any questions regarding your pre-approval, contact A+FCU Loan Processing at 512.421.2827.
Refinance Loans
Information Needed To Complete Your Loan:
- Account number with current lender
- Proof of auto insurance (valid for next 60 days)
- Driver License
Additional information needed based on the collateral type:
- Car: Mileage
- Recreational Vehicle (RV): Length and width
- Boat:
- Trailer information: length and width; single or tandem axle
- Motor: inboard or outboard
Helpful Information
Loan-To-Value (LTV) is calculated as follows:
[Sales Price – Cash Down – Rebate (+/-) Net Trade]
[Used NADA Retail or New Invoice Value]
Qualified backend products include:
- Guaranteed Asset Protection (GAP)
- Extended warranty
- Credit Life & Disability
Resources
Take advantage of these resources to learn more about buying or refinancing a vehicle.
Give Us A Shout
We can assist you when you need financial help. With multiple ways to contact us, find the one most convenient for you.