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Approved Vehicle Loans

If you’ve been approved to purchase or refinance a vehicle loan, use this information to finish the closing process.

Vehicle Purchase Loans

Information Needed To Complete Your Loan:

  • Signed Purchase Order that includes taxes, down payment and/or trade-in information, as well as backends (if applicable)
  • Proof of auto insurance (valid for next 60 days)
  • Driver License

If you’re purchasing from an A+FCU Participating Dealer, they’ll complete all the final paperwork. Make sure to double check dates and include all pages for each document.

Pre-Approval Letters

Pre-approval letters are available for qualified members. To get one or if you have any questions regarding your pre-approval, contact A+FCU Loan Processing at 512.421.2827.

Refinance Loans

Information Needed To Complete Your Loan:

  • Account number with current lender
  • Proof of auto insurance (valid for next 60 days)
  • Driver License

Additional information needed based on the collateral type:

  • Car: Mileage
  • Recreational Vehicle (RV): Length and width
  • Boat:
    • Trailer information: length and width; single or tandem axle
    • Motor: inboard or outboard

Helpful Information

Loan-To-Value (LTV) is calculated as follows:

[Sales Price – Cash Down – Rebate (+/-) Net Trade]
[Used NADA Retail or New Invoice Value]

Qualified backend products include:



Take advantage of these resources to learn more about buying or refinancing a vehicle.

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