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About Us

Our purpose is to educate each and every member and give them the right guidance for their unique financial situation. By giving our members the knowledge, resources, and products to meet long-term goals as well as day-to-day needs, our credit union becomes stronger.

Let us earn your trust by being your financial advocate at every turn.

Let’s bank on each other.


Way back in 1949, some like-minded teachers came up with the idea to work together not just as colleagues but also as stewards of each other’s financial futures.

Guided by the philosophy of mutual benefit, these teachers created a not-for-profit financial cooperative. As with a lot of things in life, looking out for each other made everyone stronger and more secure.

With this foundation, A+FCU grew to be one of the largest credit unions in Texas.

Over the years, many things have changed, but the bedrock principles remain. A+FCU takes the financial education of every member seriously. We strive to understand the needs of every member to give them the best financial guidance. And we know that banking on each other benefits everyone.


With our ongoing commitment to serving our members and our community, A+FCU is honored to be the recipient of a number of prestigious awards.


  • Austin American-Statesman Best of the Best Awards – Winner Best of the Best Mortgage Lender
    A+FCU earned the top spot as the Best Mortgage Lender in the Austin area. A+FCU was also honored as a top three nominee in the Best Credit Union category in 2021.
  • A+FCU again made Forbes’ list based on criteria such as satisfaction, trust, branch services, digital services, and financial advice. Of the 5,068 credit unions nationwide, just 3.6% made the list. A+FCU is one of only 5 credit unions featured on the list for Texas.
  • MemberXP 2021 Best of the Best Award – Member Shoppers Experience & Consumer Lending Experience
    A+FCU was a 2021 Best of the Best award winner in two categories: Member Shoppers Experience and Consumer Lending Experience. The MemberXP Best of the Best designation is awarded to credit unions that consistently provide exceptional levels of member service during a calendar year.
  • RecognizeGood Ethics in Business Award – Large Business Winner
    RecognizeGood’s Ethics in Business program illuminates businesses, individuals, and nonprofits across Central Texas who believe that doing good is good business.
  • Austin Gives Generous Business Awards – 2021 Volunteer of the Year Honoree Eduardo Miramontes, Main Branch Manager
    The Austin Gives Generous Business Awards recognizes outstanding individuals who are helping to forge the next generation of volunteer leaders in our community through their example, coaching, and willingness to work with others.
  • Austin Young Chamber 2021 FAVE Awards – Winner of FAVE Way to Keep Austin Healthy
    Winner in the category that recognizes a company that contributes to Austin’s mental, financial, or physical health.
  • 2021 Annual Greater Austin Business Awards – Honoree in Company Culture and Community Relations categories
    Company Culture Award recognizes companies that foster a creative, collaborative workplace culture. Community Relations Award honors organizations with a successful approach to corporate social responsibility.



Annual Reports

2019 | 2018 | 2017 | 2016 | 2015

Press Releases



Member Documents