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Welcome To A+FCU

As your credit union, we offer a variety of personal financial products and services that will guide and assist you with your financial well-being wherever you are in life. And as one of our newest members, we want to make sure you’re taking advantage of all the benefits of your new membership.

Set Up A+ Online Banking

Get the most from your membership when you enroll in A+ Online Banking using these easy steps:

  1. Click the Enroll button below.
  2. Fill out the form using the Primary account holder’s information.
  3. Notate the Login ID and follow the prompts to finish the opening process.

You can also easily enroll from the A+ Mobile App. Click the icons below to download the free app and follow the same instructions to enroll.

Download on the App Store   Get it on Google Play

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Get Paid Up To Two Days Early

With your direct deposit at A+FCU, enjoy benefits such as an early payday, special product offers, and more.

Check Out Popular Products

As a full-service financial institution, we offer a wide variety of products designed to help you be financially successful. Make sure you’re benefiting with our most popular products:

Cash-Back Checking

Earn unlimited cash back paid monthly when you use your A+FCU debit card on everyday purchases with our free Cash-Back Checking. A+FCU members have earned over $19.7 million since 2010.*

StartUP Share Certificate

Start earning more from the money you save with a StartUP Certificate. Open your certificate today for as little as $10 and enjoy a competitive 5.00% APY return and the ability to add funds at any time, up to $1,000.

A+ Personal Loan

Our A+ Personal Loan offers a low rate and gives you the flexibility to use the funds how you need including home improvements, consolidating debt, paying for school, and more.

When you work hard for your members, people notice.

Member Benefits

There’s more to your membership than banking. Take advantage of these benefits.

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Refer A Friend

Refer. Earn. Repeat.

Referring is easy. And the more you refer, the more you earn — up to $500 every year!

Insured by NCUA. Membership required. Conditions and restrictions apply. New accounts screened through ChexSystems.

*Amount as of 4.30.2024. eStatements and debit card required. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice.

APY=Annual Percentage Yield. Dividends calculated on daily balance, paid monthly, and automatically transferred to Membership Savings Account. Maximum balance=$1,000. Penalty may be imposed for early withdrawals. Limit one StartUP Share Certificate per member. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA. Effective dates: 5.1.2024.

Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score and normal credit underwriting factors. Minimum loan amount of $2,500.

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Life Guidance for:


Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.

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Life Guidance for:

Safety & Security

Keeping your personal and account information safe can be challenging. Use our tools and tips to help protect yourself from fraud and identity theft.

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Find A Location Near You

With over 20 branches in the Central Texas region and thousands of surcharge-free ATMs, find the location nearest you.

Banking on each other.
Building stronger communities.®