Congratulations On Your New Loan & Welcome To A+FCU

Thank you for trusting A+FCU to finance your new loan! As one of our newest members, we want to make sure you have everything you’ll need to manage your new loan and help you get acquainted with what it means to have an A+FCU membership.

Receiving Your Welcome Packet

Within 7–10 days of your loan being funded you’ll receive a welcome packet in the mail. It contains important information – including your A+FCU member number, which is key to accessing your new loan.

If you haven’t received it, please contact us at 512.302.6800, ext. 4216, so we can assist you and confirm your contact information is correct.

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Set Up A+ Online Banking

Get the most from your membership when you enroll in A+ Online Banking using these easy steps:

Click the Enroll Now button below.
Fill out the form using the Primary account holder’s information.
Notate the Login ID and follow the prompts to finish the opening process.

You can also enroll from the A+ Mobile App. Click the icons below to download the free app and follow the same instructions to enroll.

Enroll Now

Make A Loan Payment

It’s easy to pay your A+FCU loans with the tools available in A+ Online Banking and the A+ Mobile App. Your payment options include transferring funds from your A+FCU account or paying with an external bank account or debit card using A+ Quick Pay.

As a new member, A+ Quick Pay Guest Pay Portal gives you a quick and easy option to make your loan payment – whether you need to look up your member number, pay with a debit card, or set up recurring payments.

Through A+ Quick Pay Guest Pay Portal

If you don’t know your member number, can’t access A+ Online Banking, or need to make a quick payment, the A+ Quick Pay Guest Pay Portal provides another way to pay with a debit card or use a checking account from another financial institution.

Don’t know your member number? Click on Lookup Member Number and enter the requested information. Review the Retrieved Account Details to make sure you’re paying on the correct loan. If not, select Switch Account to find the loan you’re looking for.

Fill out the remaining information and review before confirming the payment. You’ll also receive an email confirmation with the payment details. Payments made through the Guest Pay Portal include a $3.50 fee.

Make A Payment

Through A+ Online Banking

If you’re already enrolled in A+ Online Banking, it’s fast and easy to use funds from one of your A+FCU accounts to pay your loan payment. Just log in to schedule a transfer for a one-time payment on your selected date or set up recurring payments.

You can also log in to A+ Online Banking to make an A+FCU loan payment with funds from another financial institution by using our A+ Quick Pay solution. A+ Quick Pay allows you to look up your A+FCU member number, pay with a debit card you have with another bank, and set up recurring payments.

These free payment options are easy to access. Simply log in to A+ Online Banking and select Transfers & Payments > Loan Payments/A+ Quick Pay > and follow the prompts to make your selections.

Credit cards or hybrid cards are no longer accepted for loan payments. Payments made after 8 pm CST will be posted the following day.

Membership required. Insured by NCUA. Conditions and restrictions apply. Subject to change without notice. Please read the Terms and Conditions on A+ Quick Pay for additional details.

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Enjoy Member Benefits

Get Paid Up To Two Days Early

With your direct deposit at A+FCU, enjoy benefits such as an early payday, special product offers, and more.

Find Out More

Check Out Popular Products

As a full-service financial institution, we offer a wide variety of products designed to support you on your A+ journey. Make sure you’re benefiting with our most popular products:

Cash-Back Checking

This free checking account is our most popular and great for everyone. Earn unlimited cash back paid monthly when you use your A+FCU debit card on everyday purchases with our free Cash-Back Checking.*

Share Certificates

Invest in your future with a high-yield, low-risk certificate. We offer a variety of certificates to choose from based on your financial needs – whether you have $10 or $1,000 to save, we can help you boost your financial success.

Savings Accounts

Take advantage of competitive dividend rates with our savings account options. Confidently grow your emergency fund, protect your larger deposits, or enjoy a savings and checking hybrid with our Money Market Account.

Personal Loans

Get the support you need with credit options that offer flexible terms and competitive rates, plus use the funds how you need – home improvements, debt consolidation, education expenses, and more.

Vehicle Loans

Whether you’re looking to buy a new car, refinance the one you already have, or finance a recreational vehicle, we have options to help and an experienced team to guide you through the process.

Home Loans

Work with our award-winning Mortgage team to find the right mortgage to buy your dream home, explore options to refinance to save money monthly or get cash out, or discuss ways to turn your home’s equity into cash.

When you work hard for your members, people notice.

Member Benefits

There’s more to your loan. Take advantage of these benefits.

PlusPoints Refer & Earn Member Discounts Financial Counseling Golden Apple Club Select Employee Groups

Insured by NCUA. Membership required. Conditions and restrictions apply. New accounts screened through ChexSystems.

*eStatements and debit card required. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice.

Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score and normal credit underwriting factors. Property must be located in Texas and primary owner-occupied single-family residence. NMLS #405608.