Congratulations On Your New Loan & Welcome To A+FCU
Thank you for trusting A+FCU to finance your new loan! As one of our newest members, we want to make sure you have everything you’ll need to manage your new loan and help you get acquainted with what it means to have an A+FCU membership.
Receiving Your Welcome Packet
Within 7–10 days of your loan being funded you’ll receive a welcome packet in the mail. It contains important information – including your A+FCU member number, which is key to accessing your new loan.
If you haven’t received it, please contact us at 512.302.6800, ext. 7599, so we can assist you and confirm your contact information is correct.
Set Up A+ Online Banking
To easily make your loan payments, enroll and set up A+ Online Banking using these easy steps:
- Click the Enroll button below
- Fill out the form using the Primary account holder’s information
- Notate the Login ID and follow the prompts to finish the opening process
You can also easily enroll from the A+ Mobile App. Click the icons below to download the free app and follow the same instructions to enroll.
Make A Loan Payment
A+ Quick Pay gives you an easy option make your loan payments – whether you need to look up your member number, pay with a debit card, or set up recurring payments.
Guest Pay Portal
If you don’t know your member number, can’t access A+ Online Banking, or need to make a quick payment, the A+ Quick Pay Guest Pay Portal provides an easy way to pay with a debit card or use a checking account from another financial institution.
Click the button below to access the Guest Pay Portal and follow the prompts.
Don’t know your member number? Click on Lookup Member Number and enter the requested information. Review the Retrieved Account Details to make sure you’re paying on the correct loan. If not, select Switch Account to find the loan you’re looking for.
Fill out the remaining information and review before confirming the payment. You’ll also receive an email confirmation with the payment details. Payments made through the Guest Pay Portal include a $3.50 fee.
A+ Online Banking
If you’re enrolled in A+ Online Banking, you can use A+ Quick Pay to make your loan payment with a debit card or by setting up an external financial institution. You can even set up recurring payments.
This free option is easy to access. After you log in, select Transfers & Payments > A+ Quick Pay > follow the prompts. A confirmation number will appear once the payment has been successfully submitted.
You also have the opportunity to enroll in Text to Pay to receive text message alerts and pay via text.
Credit cards no longer accepted for loan payments. Payments made after 8 pm CST will be posted the following day.
Membership required. Insured by NCUA. Conditions and restrictions apply. Subject to change without notice. Please read the Terms and Conditions on A+ Quick Pay for additional details.
Get Paid Up To Two Days Early
With your direct deposit at A+FCU, enjoy benefits such as an early payday, special product offers, and more.
Check Out Popular Products
As a full-service financial institution, we offer a wide variety of products designed to help you be financially successful. Make sure you’re benefiting with our most popular products:
Cash-Back Checking
Earn unlimited cash back paid monthly when you use your A+FCU debit card on everyday purchases with our free Cash-Back Checking. A+FCU members have earned over $18.6 million since 2010.*
StartUP Share Certificate
Start earning more from the money you save with a StartUP Certificate. Open your certificate today for as little as $10 and enjoy a competitive 5.00% APY† return and the ability to add funds at any time, up to $1,000.
A+ Personal Loan
Our A+ Personal Loan offers a low rate and gives you the flexibility to use the funds how you need including home improvements, consolidating debt, paying for school, and more.‡
Member Benefits
There’s more to your loan. Take advantage of these benefits.
Refer. Earn. Repeat.
Referring is easy. And the more you refer, the more you earn — up to $500 every year!
Insured by NCUA. Membership required. Conditions and restrictions apply. New accounts screened through ChexSystems.
*Amount as of 11.30.2023. eStatements and debit card required. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice.
†APY=Annual Percentage Yield. Dividends calculated on daily balance, paid monthly, and automatically transferred to Membership Savings Account. Maximum balance=$1,000. Penalty may be imposed for early withdrawals. Limit one StartUP Share Certificate per member. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA. Effective dates: 11.6.2023.
‡Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score and normal credit underwriting factors. Minimum loan amount of $2,500.
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Find A Location Near You
With over 20 branches in the Central Texas region and thousands of surcharge-free ATMs, find the location nearest you.