Auto Loan
With our quick and easy online application, get a low-rate Auto Loan from Austin’s Best Credit Union and find out how much you can afford before you buy.
Being Pre-Approved Comes In Clutch
You can now car shop online so why not get auto financing online too? Fuel your next auto purchase with a free pre-approval to lock in a rate as low as APR*† before heading to the dealership – all it takes is 15 minutes to complete our online application.
| Terms | APR* | Estimated Payment Terms |
|---|---|---|
| 6-36 months | As low as ‡ | per $1,000 per month for 36 months |
| 37-66 months | As low as 5.74%‡ | $17.70 per $1,000 per month for 66 months |
| 67-78 months | As low as 5.99%‡ | $15.51 per $1,000 per month for 78 months |
| 79-84 months | As low as 6.74%‡ | $14.97 per $1,000 per month for 84 months |
*APR=Annual Percentage Rate.
†As low as rate is for 36 months. Includes a 0.25% rate discount for automatic payments. Rates may increase if automatic payment is cancelled. per $1,000 per month for 36 months. As low as rate is for Loan to Value (LTV) less than or equal to 100.999%.
‡As low as rate includes a 0.25% rate discount for automatic payments. Rates may increase if automatic payment is cancelled. As low as rate is for Loan to Value (LTV) less than or equal to 100.999%.
Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score and normal credit underwriting factors. Can use 5,000 PlusPoints to lower rate by 0.50% or 2,500 PlusPoints to lower rate by 0.25%. We are not currently doing loans for private party sales. Rates as of 4.25.2025 and subject to change without notice.
Car Loan Payment Calculator
Use our free calculator to help estimate your auto budget based on what you want to pay monthly, or your monthly car loan payment based on the car purchase price.
Partner Dealerships & Insurance
We work closely with a number of dealerships in the area to provide our members with the best prices and service.
Insurance & Protection
After buying a new or used vehicle, let A+FCU guide you to the right products designed to protect your investment.
Apply For An Auto Loan
Auto financing shouldn’t be a hassle. Drive away with the best loan for your new vehicle.