Find answers to our Frequently Asked Questions.

As a benefit of being an employee of one of A+FCU’s partners, get $100 when you open a free Cash-Back Checking account with direct deposit* – plus, we’ll refund your $5 membership fee.†

Using the exclusive promo code, 2022SEG100, here’s how to open your account:

  • Open your account online or at one of our convenient branch locations
  • You’ll receive the first $25 once the account is approved and opened and $75 within a week of the date your payroll direct deposit(s) total $800 or greater

Click the button below to get started – remember to use your promo code and select your employer to ensure eligibility.


*Must open a Membership Savings and a Cash-Back Checking account with a debit card, direct deposit, and eStatements. $25 will be deposited into your Membership Savings account upon account opening. Another $75 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater. Direct deposits must be $800 or greater, in aggregate, within 30 consecutive calendar days. Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening. New accounts screened through ChexSystems. $10 minimum opening deposit required for Membership Savings. $100 minimum balance required to earn dividends on Membership Savings account. Annual Percentage Yield = 0.10% on Membership Savings account. Declared rate: 12.1.2022 through 12.31.2022 and subject to change without notice. Fees could reduce earnings. Earn 5¢ cash back on PIN-based debit card purchases and 10¢ cash back on signature-based debit card purchases. Cash back deposited monthly to Membership Savings account. Promotional deposit(s) will be deducted if account closed less than 180 days after opening the account. Member is responsible for any taxes.
†$5 New Membership fee waived. If new membership is opened online, the New Membership fee will be refunded once account opening is complete.
Insured by NCUA. Membership required. Person must have US SSN/ITIN to receive promotion. Program subject to change without notice. Cannot be combined with any other offer. A+FCU employees, volunteers, and their families are excluded from the program. Not valid for existing or previous members. One per household. Must present coupon and/or promo code at time of account opening and be an employee of a participating organization. Expires 12.31.2022.

ClickSWITCH is an online portal that assists in efficiently switching your direct deposit from your old account to your new A+FCU account. It’s free and easier than ever before.

To enroll, contact us at 512.302.6800.

Need a direct deposit form? Print one by logging in to A+ Online Banking > Services > Direct Deposit form. Learn more about what you’ll need for your direct deposit form and setup here.

To view our branch hours and locations, click here. While not required, appointments for an in-branch account opening is recommended. You can also call our Member Contact Center at 512.302.6800.


Our focus at A+FCU is to guide and assist you with your financial well-being wherever you are in life. We offer a wide range of financial products and services to help you achieve your goals.

With an A+FCU membership, you have access to:

  • Our PlusPoints member rewards program to earn valuable reward points on everyday purchases. Redeem PlusPoints to lower the rate on a new A+FCU loan, origination fees on a new A+FCU mortgage, or increase the rate on certificates.
  • Advanced fraud protection with our free Card Guard app. Easily suspend your debit card in the event you think it may be lost or stolen, set up alerts and transaction limits, and more.
  • The chance to win big with our Save To Win® Certificate. Every $25 increase in month-over-month balance earns one entry into the monthly and quarterly prize drawings.
  • A+FCU was started for teachers and we’re still 100% committed to doing right by them. View our Educator Loans page to see how.

Want to know more? Click here for additional membership benefits.

As a member, you’ll also be supporting your community. Every month, A+FCU gives back through special programs, like A+ Gives and cash back to local schools and districts.

Membership required. Insured by NCUA. Conditions and restrictions apply. Subject to change without notice. Click links for additional details and disclosures.