A+FCU will be closed Monday, October 10, for the Federal Holiday.

Find answers to our Frequently Asked Questions.

Join A+FCU & Get More Benefits

Earn unlimited cash-back plus kick start your savings with $50 from us when you use promo code 2022COM50!

OPEN YOUR ACCOUNT

Join With A Special Offer

Open a free Cash-Back Checking account and we’ll reward you with $10! Earn an additional $40 with your first payroll direct deposit(s) total $800 or greater.*

Join the thousands of members earning unlimited cash back on every purchase no matter how big or small.

Two women laughing while one holds debit card to pay
Every Cash-Back Checking account includes:
  • No minimum monthly balance and no monthly fees
  • Unlimited Cash Back paid monthly for Debit Card purchases
  • FREE Visa EMV Chip Debit Card
  • FREE Online Banking
  • FREE Mobile Banking with Mobile Deposit
  • FREE Bill Pay
  • FREE eStatements
  • FREE Access to thousands of surcharge-free ATMs across the nation
  • FREE New Member Cash Reward

Ready to open your account? Click the button below to begin the process.

Use promo code 2022COM50 when you open your account online, by calling 512.302.6800, or in person.

Open Your Account

Save a trip to the branch.

The financial tools you need to access your accounts are just one tap away with the A+ Mobile App.

Woman with phone

Get Paid Early With Direct Deposit

With your direct deposit at A+FCU, enjoy benefits such as an early payday, special product offers, and more.

Learn More >

Woman with phone
Get Paid Early With Direct Deposit

With your direct deposit at A+FCU, enjoy benefits such as an early payday, special product offers, and more.

Learn More >

When you open your new Cash-Back Checking account, make the most of your savings by adding one or both of these certificates.
StartUP Share Certificate

Start earning more from the money you save with a StartUP Share Certificate. Open your certificate today for as little as $10 and enjoy a competitive 5.00% APY† return and the ability to add funds at any time, up to $1,000.

Save to Win®

Save to Win is a prize-linked share certificate giving you the chance to enter to win monthly cash prizes. Every $25 increase in month-over-month balance earns one entry into the monthly and quarterly prize drawings.ǂ

Insured by NCUA. Membership required. Conditions and restrictions apply. New accounts screened through ChexSystems.
*Must open a Membership Savings and a Cash-Back Checking account with a debit card, direct deposit, and eStatements. $10 will be deposited into your Membership Savings account upon account opening. Another $40 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater. Direct deposits must be $800 or greater, in aggregate, within 30 consecutive days. Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening. New accounts screened through ChexSystems. $10 minimum opening deposit required for Membership Savings. $100 minimum balance required to earn dividends on Membership Savings account. Annual Percentage Yield = 0.10% on Membership Savings account. Declared rate: 10.1.2022 through 10.31.2022 and subject to change without notice. Fees could reduce earnings. Earn 5¢ cash back on PIN-based debit card purchases and 10¢ cash back on signature-based debit card purchases. Cash back deposited monthly to Membership Savings account. $5 New Membership fee waived. If new membership is opened online, the New Membership fee will be refunded once account opening is complete. Promotional deposit(s) will be deducted if account closed less than 180 days after opening the account. Member is responsible for any taxes. Person must have US SSN/ITIN to receive promotion. Program subject to change without notice. Cannot be combined with any other offer. A+FCU employees, volunteers, and their families are excluded from the program. Not valid for existing or previous members. One per household. Must present coupon and/or promo code at time of account opening. Expires 12.31.2022.
†APY=Annual Percentage Yield. Dividends calculated on daily balance, paid monthly, and automatically transferred to Membership Savings account. Maximum balance=$1,000. Penalty may be imposed for early withdrawals. Limit one StartUP Share Certificate per member. Conditions and restrictions may apply. Subject to change without notice. Membership required. Federally insured by NCUA. Effective dates: 10.4.2022 (6pm) through 10.11.2022 (5:59pm).
‡Limit one Save to Win Share Certificate per member. The Raffle is open to all natural persons who, at the time of entry (a) are Credit Union members, (b) are at least 18 years of age, (c) are residents of a state in which the principal place of business of one or more participating credit unions is located, and (d) who maintain a traditional share account (the account which qualifies the individual for membership) in good standing with the Credit Union (“Eligible Members”). PlusPoints cannot be used with a Save to Win Certificate. Conditions and restrictions may apply. Subject to change without notice. Click here to view official rules.