Find answers to our Frequently Asked Questions.

As a new member, we want to help kick-start your savings and guide you on the path to financial wellness. For a limited time, get $10 when you open a free Cash-Back Checking account and $40 with your first direct deposit.

Here’s how to join today:

  • Find the exclusive promo code on the flyer you received or fill out the form below to instantly get your special code.
  • Next, use your promotion code to open your account online, at one of our 22 branch locations, or by calling 512.302.6800.
  • You’ll receive the first $10 once the account is open and $40 within a week of the date your payroll direct deposit(s) total $800 or greater.

Insured by NCUA. Membership required. Must open a Membership Savings and a Cash-Back Checking account with a debit card, direct deposit, and eStatements. $10 will be deposited into your Membership Savings account upon account opening. Another $40 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater. Direct deposits must be $800 or greater, in aggregate, within 30 consecutive calendar days. Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening. New accounts screened through ChexSystems. $10 minimum opening deposit required for Membership Savings. $100 minimum balance required to earn dividends on Membership Savings account. Annual Percentage Yield = 0.10% on Membership Savings account. Declared rate: 9.1.2021 through 9.30.2021 and subject to change without notice. Fees could reduce earnings. Earn 5¢ cash back on PIN-based debit card purchases and 10¢ cash back on signature-based debit card purchases. Cash back deposited monthly to Membership Savings account. $5 New Membership fee waived. If new membership is opened online, the New Membership fee will be refunded once account opening is complete. Promotional deposit(s) will be deducted if account closed less than 180 days after opening the account. Member is responsible for any taxes. Person must have US SSN/ITIN to receive promotion. Program subject to change without notice. Cannot be combined with any other offer. A+FCU employees, volunteers, and their families are excluded from the program. Not valid for existing or previous members. One per household. Must present coupon and/or promo code at time of account opening and be an employee of a participating organization. Expires 12.31.2021.