A+FCU will be closed Monday, January 18, in observance of Martin Luther King, Jr. Day.

Find answers to our Frequently Asked Questions.
Term APR  Payment Terms 
0 to 66 months As low as 3.90% $16.86 per $1,000 per month for 66 months
67 to 84 months As low as 4.15% $13.74 per $1,000 per month for 84 months
85 to 120 months As low as 4.65% $10.44 per $1,000 per month for 120 months
121 to 144 months As low as 4.90% $9.20 per $1,000 per month for 144 months


APR=Annual Percentage Rate. Rate includes 0.25% rate reduction for automatic payment from an A+FCU account or electronic funds transfer from another financial institution and 0.50% rate reduction for 5,000 PlusPoints. Rate may increase if automatic payment is cancelled. We are not currently doing loans for private party sales (as of 7.20.2020). Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Membership required. Rates as of 1.12.2021.