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Find answers to our Frequently Asked Questions.

With a Personal Loan from A+FCU, you have the freedom to choose how you want to use the funds. Use the cash for the holidays, to help consolidate high-interest credit card debt, or for expenses like home renovations, vacations, or school tuition.

And with rates as low as 5.99% APR* and terms up to 84 months, now’s a great time to apply.

Complete our easy online application today to get started.


Have questions? Call 512.421.2874 to speak to a Lending Consultant today.

Already an A+FCU member? Apply online through A+ Online Banking or the A+ Mobile App. Click Loan Services > Apply for a Loan and follow the prompts.

*APR=Annual Percentage Rate. 5.99% APR is for up to 84 months and includes 0.25% rate reduction for automatic payment from A+FCU account or electronic funds transfer from another financial institution. Cannot use PlusPoints to lower rate. Actual rate may vary depending on each individual’s credit history and underwriting factors. Rate may increase if automatic payment is cancelled. $14.60 per $1,000 per month for 84 months.
Terms available from 6 months to 84 months. APR ranges from as low as 5.99% APR to 17.74% APR.
Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score and normal credit underwriting factors. Minimum loan amount of $2,500. Membership required.