A+FCU will be closed Monday, July 4, for Independence Day.

Find answers to our Frequently Asked Questions.

We love when members refer their friends and family to A+FCU! Which is why we’ve improved our Refer A Friend program so members like you can now earn $50 each time you refer a new member who opens a Cash-Back Checking with a Membership Savings or Youth Membership Savings.

Plus, your friends and family can each get $25 when they’re approved to join and an extra $25 bonus when they set up direct deposit totaling $800 or more per month.

Refer. Earn. Repeat.

Referring is easy. And the more you refer, the more you earn – up to $500 every year!

Simply share your ReferCode so your friends and family can include it in the promo code section when they open their new account online – it’s a quick and easy process and available 24/7 from home or on the go.

Those you refer can also take advantage of this special offer by mentioning your ReferCode when they join over the phone or at a branch.

Ready To Refer?

If you’ve forgotten your unique ReferCode, log in to A+ Online Banking or the A+ Mobile App and look on the right-hand side for the ReferCode section. You can also call us at 512.302.6800 or stop in at one of our branch locations. We’re here to help!

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Want to learn more about the perks of membership? Click here for a list of Membership Discounts.

Cannot be combined with any other offer. Member is responsible for any taxes. Person must have US SSN/ITIN to receive promotion. Program subject to change without notice. A+FCU employees, volunteers, and their families are excluded from the program.
*Existing Member: Limit ten referrals per calendar year. $50 will be deposited to your Membership Savings or Youth Membership Savings account when your friend opens their Membership Savings or Youth Membership Savings account and Cash-Back Checking account with eStatements and a debit card. Any existing A+FCU loan cannot be delinquent more than 30 days.
†New Member: Membership Required. $25 will be deposited to your Membership Savings or Youth Membership Savings account at opening of a Membership Savings or Youth Membership Savings account and Cash-Back Checking account with eStatements and a debit card. Another $25 will be deposited into your Membership Savings account within a week of the date your payroll direct deposits total $800 or greater. Direct deposits must be $800 or greater, in aggregate, within 30 consecutive days. Payroll direct deposit(s) must be received to Cash-Back Checking account within 60 days of account opening. New accounts screened through ChexSystems. $10 minimum opening deposit required for Membership Savings or Youth Membership Savings account. $100 minimum balance required to earn dividends on Membership Savings account. $10 minimum balance required to earn dividends on Youth Membership Savings account. Annual Percentage Yield = 0.10% on Membership Savings or Youth Membership Savings account. Youth Membership Savings account for individuals under the age of 19. Declared Rate: 7.1.2022 through 7.31.2022 and subject to change without notice. Fees could reduce earnings. $5 New Membership fee for Membership Savings account. Promotional deposits will be deducted if account closed less than 180 days after opening the account. Not valid for existing members.

Refer A Friend – $10 StartUP (Youth Only)

Refer a friend to open a Youth Membership Savings and StartUP Share Certificate and you could both earn $10.

Referring is easy. Simply share your ReferCode with your friend for them to open their account online or at a branch.

If you’ve forgotten your unique ReferCode, log in to A+ Online Banking or the A+ Mobile App and look on the right-hand side for the ReferCode section. You can also call us at 512.302.6800 or stop in at one of our branch locations.

Cannot be combined with any other offer. Existing Youth Member: $10 will be deposited to your Youth Membership Savings account when your friend opens their Youth Membership Savings account and StartUP Share Certificate. New Youth Member: Membership Required. Not valid for existing members. $10 will be deposited to your Youth Membership Savings account at opening of a Youth Membership Savings account and StartUP Share Certificate. $20 minimum opening balance required: $10 for Youth Membership Savings and $10 for StartUP Certificate. $10 will be deducted if account closed less than 180 days after opening the account. Limit one StartUP Certificate per member. Person must have SSN/ITIN to receive promotion. Program subject to change without notice. A+FCU employees, volunteers, and their families are excluded from the program.

Refer A Business

Refer another business to open a new Business Membership Savings and a Business Checking account and you could both earn $100.

Referring is easy. Simply share your unique business ReferCode for them to use when they open their Business Membership Savings and Business Checking account.

If you’ve forgotten your unique ReferCode, you can call us at 512.302.6800 or stop in at one of our branch locations.

Cannot be combined with any other offer. Existing Business Member: Limit five referrals per calendar year. $100 will be deposited to your Business Membership Savings account when the referred business opens their Business Membership Savings and Business Checking with a debit card. New Business Member: Membership Required. $100 will be deposited to your Business Membership Savings account at opening of a Business Membership Savings and Business Checking with a debit card. Not valid for existing business members. All checking accounts screened through ChexSystems. $100 will be deducted if account closed less than 180 days after opening the account. Business must be owned by US citizens, have US Tax Identification Number (EIN/SSN) and registered in Texas. Member is responsible for any taxes. Some restrictions on types of businesses apply. A+FCU employees, volunteers, and their families are excluded from the program.