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Refinance Your Mortgage

Saving money on your mortgage is simple and easy with A+FCU. Reduce your current interest rate, lower your payments, and pay off your balance quicker. Use our Should I Refinance? calculator to see the possible benefits of refinancing.

  Rate APR* Estimated Payment Terms
15-Year Fixed Refinance As low as 4.250% As low as 4.314% $7.56 per $1,000 per month for 15 years
30-Year Fixed Refinance As low as 5.000% As low as 5.042% $5.39 per $1,000 per month for 30 years
5/5 ARM Refinance As low as 3.750% As low as 4.262% $4.93 per $1,000 per month for initial fixed rate period (5 years)
10/10 ARM Refinance As low as 4.000% As low as 4.410% $5.01 per $1,000 per month for initial fixed rate period (10 years)

APPLY

Already applied and want to check the status of your loan? Click here.

Have questions or want to discuss options? Click here to fill out a contact form and a lending representative will be in touch.

Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. No rate discount for automatic payments. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 5.17.2022. Equal Housing Lender logo
*APR = Annual Percentage Rate
 

Jumbo Mortgage Refinance

We offer competitive rates and special savings options to make sure you get the most out of your home loan. Jumbo Refinances are available as Fixed-Rate and Adjustable Rate.

APPLY

Already applied and want to check the status of your loan? Click here.

Have questions or want to discuss options? Click here to fill out a contact form and a lending representative will be in touch.
 
Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. No rate discount for automatic payments. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 5.17.2022. Equal Housing Lender logo
*APR = Annual Percentage Rate

Refinance Your Mortgage

Saving money on your mortgage is simple and easy with A+FCU. Reduce your current interest rate, lower your payments, and pay off your balance quicker. Use our Should I Refinance? calculator to see the possible benefits of refinancing.

15-Year Fixed Refinance

  • Rate: as low as 4.250%
  • APR:* as low as 4.314%
  • Estimated Payment Term: $7.56 per $1,000 per month for 15 years

30-Year Fixed Refinance

  • Rate: as low as 5.000%
  • APR:* as low as 5.042%
  • Estimated Payment Term: $5.39 per $1,000 per month for 30 years

5/5 ARM Refinance

  • Rate: as low as 3.750%
  • APR:* as low as 4.262%
  • Estimated Payment Term: $4.93 per $1,000 per month for initial fixed rate period (5 years)

10/10 ARM Refinance

  • Rate: as low as 4.000%
  • APR:* as low as 4.410%
  • Estimated Payment Term: $5.01 per $1,000 per month for initial fixed rate period (10 years)

APPLY

Already applied and want to check the status of your loan? Click here.

Have questions or want to discuss options? Click here to fill out a contact form and a lending representative will be in touch.

Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. No rate discount for automatic payments. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 5.17.2022. Equal Housing Lender logo
*APR = Annual Percentage Rate


Jumbo Mortgage Refinance

We offer competitive rates and special savings options to make sure you get the most out of your home loan. Jumbo Refinances are available as Fixed-Rate and Adjustable Rate.

Jumbo 15-Year Fixed Refinance

  • Rate: as low as 4.250%
  • APR:* as low as 4.302%
  • Estimated Payment Term: $7.55 per $1,000 per month for 15 years

Jumbo 30-Year Fixed Refinance

  • Rate: as low as 4.500%
  • APR:* as low as 4.531%
  • Estimated Payment Term: $5.09 per $1,000 per month for 30 years

Jumbo 5/5 ARM Refinance

  • Rate: as low as 3.750%
  • APR:* as low as 4.255%
  • Estimated Payment Term: $4.92 per $1,000 per month for initial fixed rate period (5 years)

Jumbo 10/10 ARM Refinance

  • Rate: as low as 4.000%
  • APR:* as low as 4.403%
  • Estimated Payment Term: $5.01 per $1,000 per month for initial fixed rate period (10 years)

APPLY

Already applied and want to check the status of your loan? Click here.

Have questions or want to discuss options? Click here to fill out a contact form and a lending representative will be in touch.

Membership required. Programs, rates, terms, and conditions are subject to change without notice. Normal lending criteria apply. All loans subject to credit approval. Rates are subject to credit score, loan-to-value matrix adjustments and normal credit underwriting factors. No rate discount for automatic payments. Payments do not include amounts for taxes and insurance premiums. Actual payment obligation may be greater. ARM interest rates and payments are subject to increase after initial fixed-rate period (5 years for a 5/5 ARM, 10 years for a 10/10 ARM). ARM interest rates are subject to change at set intervals (every 5 years for a 5/5 ARM, every 10 years for a 10/10 ARM). ARM rate adjustments are determined by an index and margin, the index of which is variable and therefore unknown for future payments. Additional terms available. NMLS #405608. Rates as of 5.17.2022. Equal Housing Lender logo
*APR = Annual Percentage Rate