A+FCU will be closed Monday, January 18, in observance of Martin Luther King, Jr. Day.

Find answers to our Frequently Asked Questions.

Now through January 31, get $1,500 for whatever you need with the Holiday Line of Credit.

For NEW Holiday Line of Credit borrowers meeting the following qualifications, log in to A+ Online Banking and follow the prompts to get started:

  • Direct deposit of at least $800 per month for the past five consecutive months
  • Open checking account
  • 18 years of age or older
  • Membership opened at least 6 months (180 days)
  • Member in good standing*

If you don’t see the prompt, you can also make an appointment at a branch or call 512.421.2874.

*Member in good standing for NEW Holiday Line of Credit borrowers includes: all loans current; no late payments >30 days on any A+FCU loan, open or paid off; no current or prior charge offs with A+FCU; maximum of $250 in non-sufficient funds (NSF) fees year-to-date on current checking accounts and any checking account closed within the past year; no current or prior bankruptcy status.

Had the Holiday Line of Credit before? If you still meet the lending qualification requirements, the funds are already in your account. Log in to A+ Online Banking or the A+ Mobile App to make a transfer.

If you’ve had a Holiday Line of Credit previously, requalification criteria includes: open checking account, all shares in good standing, and all loans current. Some exclusions may apply.
Membership required. One Holiday Line of Credit per member. Loan must be set up on automatic payments to get 15.90% APR, all other payment methods subject to 18% APR. APR = Annual Percentage Rate. $3.00 transfer fee will be charged for transfers done over the phone. Program, rates, terms, and conditions are subject to change without notice. Associations and businesses are not eligible. Some exclusions may apply. Offer valid 11.2.2020 – 1.31.2021.