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Posted November 1, 2018

For new Holiday Line of Credit borrowers, guaranteed approval when you meet these qualifications:

  • Direct deposit of at least $800 per month for the past five consecutive months
  • Open checking account
  • 21 years of age or older
  • Membership opened at least 6 months (180 days)
  • Member in good standing

To apply:

  • Log in to A+ Online Banking*
  • Stop by any branch
  • Call 512.421.2874

If you’ve had a Holiday Line of Credit before and still meet the lending qualification requirements**, log in to A+ Online Banking or visit a branch for details and to transfer funds.

*Application available via A+ Online Banking if you meet the qualifications.
**If you’ve had a Holiday Line of Credit previously, requalification criteria includes: open checking account, all shares in good standing, and all loans current. Some exclusions may apply.
Membership required. One Holiday Line of Credit per member. Loan must be set up on automatic payments to get 15.9% APR, all other payment methods subject to 18% APR. APR = Annual Percentage Rate. $3.00 transfer fee will be charged for transfers done over the phone. Program, rates, terms, and conditions are subject to change without notice. Associations and businesses are not eligible. Some exclusions may apply. Offer valid 11.1.18 – 1.31.19.