If you are in the giving mood but your wallet isn’t, you need not worry.
Things happen. It is not a matter of if but a matter of when and what.
Taking the time to unwind and treat yourself a little is great. You ought to but before you go book that flight, stop and take a moment to think things through and plan it out.
It’s time to do a little planning and settle on your savings goals – both short-term and long-term.