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BALANCE

BalanceTrack

As part of the benefits of membership, you have access to free educational tools, such as BalanceTrack. Use these easy-to-digest modules to learn about key money management topics.

Financial Tools At Your Fingertips

Move toward sound money management and financial success with BalanceTrack educational modules. With a diverse offering, these modules will guide you through core aspects of personal finance.

We value your financial well-being. That’s why we not only offer access to free tools but also recognize your efforts with 100 PlusPoints per module completed.* With the ability to lower rates on some loans and increase rates on select share certificates, it pays to learn.†

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Access eLearning

Take advantage of online instruction-based learning and quizzes to master the world of personal finance. It’s confidential and free to enroll.

Topics

Financial Basics

Checking Account Management
Credit Matters
Drive Away Happy
High-Cost Financial Services
Money Management
The Psychology of Spending
The World of Credit Reports

Planning For Success

Financial Planning
Smart Tax Planning
Ten Steps to Financial Success
The Basics of Investing

Homeownership

The Road to Homeownership
Using Home Equity

Financial Crises

Identity Theft
Financial First Aid
Rebuilding After a Financial Crisis

Youth & Young Adults

Cash Flow
Finances for College Students
Repaying Student Loans
Teens and Money
The Art of Saving Money

*Members can earn up to 300 PlusPoints per month by completing BalanceTrack modules. Maximum of 100 PlusPoints per BalanceTrack module regardless of number of attempts. PlusPoints will be credited after the end of the month. Please allow three to five business days. Program subject to change without notice.

†For consumer direct and collateralized (non-mortgage) loans. Credit cards, Signature Loan, Classroom Cash, Holiday Loans, Loyalty Line of Credit, Bridge Loans, HELOC, A+ Mortgage loans, student loans, Home Equity, and Home Improvement Loans are excluded from redemption.

PlusPoints Member Rewards is subject to change without notice. To participate, members cannot have any delinquent loans in excess of 30 days past due and must have par value in the Membership account. Associations and businesses are not eligible.

Helpful

Resources

Get on the path to financial success with these resources.

Free Financial Counseling Webinars and Events BalanceTrack Courses Financial Tools Debt Consolidation Calculator How Much Do You Owe? Calculator

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Life Guidance for:

Personal Finances

Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.

Financial Tools

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Life Guidance for:

(Re)Building Credit

Credit is factored into many decisions, including loan approvals, housing applications, insurance rates, and employment opportunities. To obtain the most favorable outcomes, it’s important to understand the basics of credit scores and credit reports.

Credit Explained