Savings
Savings accounts are multi-purpose and can be a safe spot for emergency funds, a place to save for big expenses, or an option for automated savings. Learn more about which A+FCU savings account is right for you and earn dividends in an insured account.
Our Savings Accounts
Membership Savings
This is one of the most user-friendly savings accounts you’ll find – $10 to open, $100 minimum balance to earn dividends, and no fees. Perfect for a wide variety of people with a wide variety of financial needs.
APY*
0.10%†
Youth Membership Savings
With a low minimum balance, no membership fee, and no monthly fee, the Youth Membership Savings account is designed to make it easier for kids and teens under 19 to start saving.
APY*
0.10%†
Ages 13-19 can open account online. Age 12 and under visit branch location.
Premier Savings
Earn more when you deposit more in your savings account. Receive dividend rates that are 3x higher than our membership savings account when you have a $25,000 minimum balance.
APY*
0.60%‡
Platinum Savings
The worry-free, high-yield savings solution for protecting larger deposits. Maintain a minimum balance of $100,000 in an NCUA-insured account and earn every month without incurring any fees.
APY*
0.70%‡
Money Market
Get the best of both worlds with our Money Market account – a savings and checking hybrid solution. Earn higher monthly dividends when you maintain a minimum balance of $2,000.
APY*
0.35%‡
Not A Member?
Open your membership savings account online in minutes. Click the button below to join A+FCU through our easy online application > Select the savings account you want to open > Submit your application.
Visit a branch to open a Premier or Platinum Savings Account.
Current Members
Open your new Savings Account online through A+ Online Banking. After you log in, click Menu > Open & Apply > Open Additional Shares.
Compare Savings Accounts
| Minimum To Open | Minimum To Earn Dividends | Monthly Fee | APY* | |
|---|---|---|---|---|
| Membership Savings | $10 | $100 | $0 | 0.10%† |
| Youth Membership Savings | $10 | $10 | $0 | 0.10%† |
| Money Market | $2,000 | $2,000 | $0 | 0.35%‡ |
| Premier Savings | $25,000 | $25,000 | $20** | 0.60%‡ |
| Platinum Savings | $100,000 | $100,000 | $0 | 0.70%‡ |
*APY=Annual Percentage Yield.
†Declared rate: 6.1.2023 through 6.30.2023. ‡Effective date: 5.30.2023 (6pm) through 6.6.2023 (5:59pm). **$20 monthly fee if balance falls below $25,000.
Membership required. Insured by NCUA. All checking accounts screened through ChexSystems. Conditions and restrictions may apply. Subject to change without notice. Fees could reduce earnings. See Fee Schedule. Rates subject to change without notice.
Save More For Your Future
Earn more from the money you save with a StartUP Certificate. Take advantage of this high-yield account option and get started for just $10.
Rates & Resources
To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.
Personal Finances
Financial health is a key part of overall wellness. Count on us to provide the knowledge and tools you need to make sense of your money, better your financial journey, and improve your peace of mind.
Raising Money-Smart Kids
Talking to kids about money is not only acceptable but also encouraged. Use our tips to help your child understand and practice age-appropriate money management skills.
Related Articles
Top 10 Tips To Reduce Your Electricity Bill
Saving money on your electricity bill is good not only for your wallet but also the environment. Try these tips to get started!
Cut Vacation Costs Without Cutting Fun
Need a getaway that doesn't break the bank? Plan your next trip with these tips to help cut cost while adding more fun!
16 Months Of Financial Tips
Use these monthly financial tips to break down your top financial tasks and to-dos and get on the right path to being financially healthy.
Join The A+FCU Family
Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.