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Certificates

New Money Advantage Share Certificates

Save with these special share certificates with money new to A+FCU.

Get A Great Rate

Take advantage of the benefits of membership plus higher dividend rates with these special promotional certificates with new money to A+FCU.

19-Month Certificate

$1,000 minimum balance, $1,000,000 maximum balance.

APY*
4.50%

$1,000,000 maximum balance allowed across all New Money Advantage Certificates.

37-Month Certificate

$1,000 minimum balance, $1,000,000 maximum balance.

APY*
4.00%

$1,000,000 maximum balance allowed across all New Money Advantage Certificates.

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Open Your Certificate

Take advantage of this limited-time offer by visiting an A+FCU branch.

*APY = Annual Percentage Yield. Rates effective 2.1.2024 and are subject to change without notice.

Money must be new to A+FCU. Programs, rates, terms, and conditions are subject to change without notice. Penalty may be assessed for early withdrawal. Cannot use PlusPoints for New Money Advantage Share Certificates. At maturity, 19-month certificate will automatically renew for an 18-month term and 37-month certificate will automatically renew for a 36-month term.

Membership required. Insured by NCUA. New members must open a Membership Savings Account. $10 minimum opening deposit required for Membership Savings. New accounts screened through ChexSystems. Person must have US SSN/ITIN.

 

Compare Certificate Options

StartUP Certificate

Earn 5.00% APY on up to $1,000 for 12 months. Use your PlusPoints to increase the dividend rate by an additional 0.25%.

Minimum Balance
$10

Open StartUP Certificate

Share Certificates

Enjoy terms from 6 to 60 months and redeem your PlusPoints to increase the dividend rate by an additional 0.25%.

Minimum Balance
$1,000

Schedule An Appointment

Plus Advantage Certificates

Take advantage of a one-time boost in the dividend rate should rates go up. Redeem your PlusPoints to increase the dividend rate by an additional 0.25%.

Minimum Balance
$1,000

Schedule An Appointment

Rates & Resources

To keep you from having to do all the math, we’ve provided rates & calculators for all kinds of situations.

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Life Guidance for:

Budgeting

Ready to take control of your finances? See what steps to follow to develop a spending and saving plan and follow through on it.

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Be A Member, Not A Customer

Join The A+FCU Family

Joining is easy and comes not only with a wide variety of money-saving products tailored to fit your needs, but also exclusive member-only benefits.

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